Once in a while, we all are inclined to sail onto a mooring or the anchor. The big issue is this:
Wind and tide together? Fine. Come in under mainsail – plus jib if you feel like it.
Wind against tide? – No doubt about this one either. Drop the main. If you leave it up, you’ll never stop. Alternatively, you’ll luff up, grab the buoy or sling the pick, only to see the tide swing you round and gybe you. Very uncomfortable. So drop the main and approach under headsail only.
Wind across tide? Hmmmm. Not sure, really? The only answer is, ‘When in doubt, drop the main’. Do that and all will be sweetness and light. Keep it up, take an unkind wind shift, and consternation is your portion!